Why Can’t I Use My Venmo Balance To Pay?

Why Can't I Use My Venmo Balance To Pay

Why Can’t I Use My Venmo Balance To Pay? Venmo is a popular app to send or receive money. We can use the wallet provided by Venmo to transfer funds to anyone; not only this, but we can also pay at shops as well. But the thing is, Venmo has millions of users, but sometimes, they search online that the Venmo balance is not working. If you’re experiencing issues with Venmo Payment Declines? Don’t worry; we’re here to help. If you’re encountering difficulties with your payments getting stuck or failing to process when attempting to add funds or make transactions in your Venmo account, you’re not alone. There are many people who are facing this type of issues.


In order to help you out, we’ve conducted thorough research and identified several solutions that can help you in resolving the problem of declined Venmo payments with Venmo balance. It will be best if you read the article.


Let us first know:


How does Venmo work?

Let’s start by understanding Venmo and its features. While not a traditional banking app, Venmo is a peer-to-peer cash transfer platform with banking elements. It allows you to send and receive money from friends or anyone. Venmo works across various apps and accounts for your convenience. Plus, it provides a global Mastercard debit card for easy use at ATMs and wherever Mastercard is accepted.
Learn about the Venmo weekly limit reset schedule and manage your transactions effectively: When does Venmo Weekly Limit Reset?


When you create a Venom account, you will automatically create a Venmo Wallet where the balance will be stored, don’t worry that will be safe.


Let’s move forward and know:


How to send money on Venmo?

To be honest, the process of sending or receiving funds on Venmo is quite easy. Let me tell you about how you can send money.

To send a payment using Venmo, follow these simple steps:

  • First, open the Venmo app on your mobile phone.
  • Tap on the payment button at the top right of the screen.
  • Choose someone to send money to from your Venmo contacts, or add a new person. You can add someone by using their phone number, email, or Venmo username.
  • Enter the amount you want to send.
  • Write a note with the payment, and you can even use emojis!
  • Make sure you’re sending money from the right Venmo account, then tap ‘Pay’ to confirm.
  • Review and confirm your payment to finish.

So this is how you can easily send money from Venmo using the Venmo balance.


But the issue is, when I try to send money using Venmo balance, the payment gets declined. Can you tell me what is the reason?


Of course, let us know that as well.


Why my Venmo payments are getting declined?

To be honest, Venmo payments can be declined for various reasons. For instance, your card provider might block transactions or your account might lack sufficient funds. Apart from this, other factors also play a role. We’ve listed all potential causes for your declined payment.

  • Expired Card: Are your payments getting declined online or at ATMs? It could be due to an expired card. Before using your card, double-check the expiry date to avoid any issues. If your debit or credit card has expired then it is best advised that you contact your bank or card issuer for a replacement. Once your new card is activated, you can resume making payments.
  • Credit Limit Exhausted: If you’re using a credit card, it’s possible you’ve surpassed your credit limit. Always check your credit limit before using the card. Your credit limit is the max money you can charge based on your income and credit history. Also, clear any outstanding debts before using the card again. Failure to do so might lead your card issuer to block your card.
  • Insufficient Funds: Before making any transaction, ensure you have enough funds in your bank account and Venmo balance to cover the payment. To prevent payment declines, deposit funds from your bank or credit union into your Venmo account if it’s low or empty. You can link any card under your name to your debit or credit card in case your primary card is blocked or expired, allowing you to initiate transactions smoothly.

So these were the primary reasons why the payments were getting declined on Venmo. Though I have also written the solution within the point, and I hope that will be helpful for you.


Moving further, let’s know the conclusion.



In this article, we tried to discuss what Venmo is, how it works, and how we can send money using Venmo balance. Apart from that, we have discussed why you may not be able to send money. Within that, we have mentioned the solutions as well. Hope you will find a working solution.


Frequently Asked Questions


Q: Can I add multiple payment methods to Venmo?

Yes, you can add multiple payment methods to Venmo, such as bank accounts, debit cards, and credit cards, providing flexibility and convenience for making transactions and managing your finances.


Q: How long does it take to send money on Venmo?

Sending money on Venmo typically takes one to three business days to complete the transfer. Factors such as payment method and recipient’s bank processing time may influence the exact duration.


Q: Why my Venmo payment is getting declined?

Your Venmo payment could be declined for various reasons. These include insufficient funds, an expired card, exceeded credit limits, or security concerns. Ensure your account details, card status, and available funds are all in order to avoid payment issues.


Q: How to talk to Venmo customer support?

To contact Venmo customer support, open the app, tap the menu, go to “Get Help,” search or select a topic, then choose “Contact Us.” You can email or chat for assistance. On the website, visit “Contact Us” for similar options.

About Robert Fuller

Avatar photoRobert Fuller is a tech writer who simplifies complex concepts and helps readers stay up-to-date with the latest technology trends

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