How To Withdraw Money From Venmo Without Card?

How To Withdraw Money From Venmo Without Card

How To Withdraw Money From Venmo Without Card? We all know that Venmo is an app for sending money directly between people. You can use it on your phone. It’s free if you use a bank account or debit card. You can also use a credit card, but there’s a 3% charge. You can send and get money from friends and family. You can also buy things at some online stores. Many young people like using Venmo to share expenses, pay rent, or send money to friends for special events like birthdays.


Now, if you are new to Venmo, then let me tell you that it offers a free debit card that you can use for withdrawing funds. It is known as Venmo Debit Card. In other words, the Venmo debit card is a card connected to a particular Venmo account. Once it’s linked to a Venmo account, the debit card works similarly to a debit card from a bank. You can use it to pay for things at stores or online shops.


There are cases when you don’t have the card and still want to withdraw the money from your Venmo account. If that’s the case with you, then let me tell you how you can do so.


So the first question is:


Can I withdraw funds from Venmo without a card?

To be honest, it’s clear that you can’t take out money directly from Venmo without a card. Nevertheless, there exist several ways to withdraw money from Venmo without a card, and they’re perfectly safe and ordinary. Your perspective on this might vary, but withdrawing money from Venmo without involving a bank is a useful option if you prefer not to use your bank account.
Learn how to access funds from a frozen Venmo account with our step-by-step guide: How To Get Money Out Of Frozen Venmo Account.


Now, moving further:


How to withdraw funds from Venmo without a card?

See, previously mentioned; it’s not possible to directly take out money from Venmo without a card. In such situations, you’ll need to use indirect methods to withdraw money from your Venmo account without using a card. Here are the most effective approaches:

  1. Transfer Money to a Friend’s Account in Exchange for Cash: If you know someone who also uses Venmo, a good way to withdraw money without a card is to send money to their Venmo account and receive physical cash from them. Simply find a Venmo user you’re familiar with and ask if you can send them money through Venmo in return for cash. Keep in mind that some individuals might request a small fee for this service, which you should be willing to pay if you’re in need of the funds.
  2. Transfer the Money to Your Bank Account and Use the Bank’s ATM: Another option to withdraw funds from Venmo without a debit card or Venmo card is by transferring the funds from your Venmo balance to your linked bank account. Once the money arrives in your bank account, you can then withdraw it from an ATM provided by your bank. It’s important to note that this method may take a bit longer, usually up to 72 hours, depending on your bank’s processing time. Despite the potential wait, this is a dependable way to access your funds from Venmo without using a card.

Additionally, you can also transfer funds from Venmo to your PayPal account and withdraw them using your PayPal prepaid card. Alternatively, you might consider transferring money from Venmo to Cash App as another viable option to explore.


These were the two workarounds of withdrawing funds from a Venmo account without using the card.


How long does it take to withdraw funds without a card?

The time it takes to withdraw money from Venmo without a card varies based on the method you choose and can range from a short while to a couple of days.

If you’ve arranged with a friend to assist you, the process of withdrawing money from Venmo without a card should only take a few minutes.

However, if you need to transfer the funds to your bank account, the withdrawal process typically takes 1-3 (and sometimes up to 4) business days without using a card.


I hope this was sufficient enough for you to know about the process of withdrawing funds from your Venmo account.


Let’s move further and discuss the conclusion as well:



In this article, we got to know that Venmo offers convenient ways to manage your money. While the Venmo debit card eases transactions, you can also cash out by sending to friends or transferring to your bank. Remember, there are options beyond cards. Whether you’re splitting bills or accessing funds, Venmo’s got you covered. So, go ahead, and navigate those transactions with confidence. 


Frequently Asked Questions


Q: Where can the Venmo debit card be used?

The Venmo debit card functions like a standard debit card and is accepted at numerous stores and online shops for purchases and transactions.


Q: Does it cost money to apply for a Venmo card?

No, there’s no fee to apply for a Venmo card. You can request the card through the Venmo app, and it’s free of charge. However, keep in mind that certain usage fees may apply when using the card for transactions or withdrawals, such as ATM fees or expedited delivery fees.


Q: How do I cash out my Venmo balance?

To cash out your Venmo balance, you have a few options. You can transfer funds to your active bank account, which takes a few days. Another way is sending money to a friend and receiving cash. Both methods allow accessing your Venmo balance without a card.


Q: How Do I Turn My Venmo Money Into Cash?

To convert Venmo funds into cash, transfer to your bank account (takes days) or exchange with a friend for physical money. These methods facilitate cash access without requiring a card.

About Robert Fuller

Avatar photoRobert Fuller is a tech writer who simplifies complex concepts and helps readers stay up-to-date with the latest technology trends

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