How to deposit money into Venmo?

How to deposit money into Venmo?

Venmo is a handy app for sending and receiving money easily. But what if you want to add money to your Venmo account? Don’t worry; we’ll show you how! In this blog post, we’ll explain step by step how to add money to your Venmo account and answer your questions. Whether you want to transfer money quickly or try a different way, we’ve got all the info you need. Let’s move forward and learn about the Venmo deposit process.

What is Venmo?

Venmo is a digital payments app that helps you send and receive money. It’s like having a digital wallet on your phone. You can easily send funds to your friends or family and even pay merchants for products or services using Venmo.

Moving further, let’s know:

What are the ways of adding funds to Venmo account?

Venmo is quite a popular application; it is used by millions of users, which is why it has so many options for adding funds to it such as:

Bank transfer

You can link your original bank account to Venmo and transfer money directly from your bank to your Venmo account. You can also learn how to pay someone on venmo without an account here.

Direct deposit

Some employers offer the option to receive your paycheck directly into your Venmo account.

Debit/Credit card

Venmo allows you to link a debit/credit card to your account for making payments and adding funds.

These are the different ways you can add funds to your Venmo account. Each method has its own process and requirements, which will be explained to you when you choose to use them.

How do you link a bank account to Venmo and then transfer money?

See, you can transfer funds through a bank account linked to Venmo. So, to add funds to your Venmo account from a bank account, follow these steps:

  1. Get a Venmo debit card: If you don’t have one yet, apply for a Venmo debit card by opening the Venmo app, going to the Cards tab, and selecting “Get Started” under Venmo Debit Card.
  2. Link your bank account: Open the Venmo app, go to the You tab, select Payment Methods in the Settings menu, tap “Add a Bank or Card,” choose Bank, and follow the verification process.
  3. Initiate the transfer: In the You tab, select Add or Transfer at the top of the personal transactions feed. Enter the transfer amount, choose the linked bank account, review the details, and select Add Money.

Remember, once you confirm the transfer, it cannot be cancelled or reversed. The funds should appear in your Venmo balance within 3 to 5 business days. If you start the transfer on a weekend or public holiday, it will start processing on the next business day.

If you can’t get a Venmo debit card, you can explore other methods of adding money to Venmo, which are explained below.

Since you’re now aware of one of the Venmo deposit options and methods, it’s time to know another way of transferring money to Venmo through a Credit or Debit Card.

Also Read: How to unfreeze Venmo account?

Depositing money from a debit/credit card to Venmo

You can only use a bank transfer from a linked bank account. But even if your Venmo balance is zero, you can still send money to people by using a linked payment method, like a credit or debit card. In other words, you can deposit money from a debit card to Venmo or, say, from a credit card to Venmo.

Now, to link your credit or debit card to your Venmo account:

  1. Open the Venmo app.
  2. Go to the You tab.
  3. Select Payment Methods from the Settings menu.
  4. Tap Add a Bank or Card.
  5. Choose a Card and enter your card information. You can use your phone’s camera or enter the details manually.

Once your card is linked, you can use it as a payment method when sending money or paying a merchant through Venmo.

Keep in mind that payments funded by credit cards may have a 3% fee unless you’re purchasing from selected merchants.

I hope this process of depositing money in Venmo step-by-step was helpful to you.

Now, finally know the last option of adding funds:

Adding money to Venmo through direct transfer

You can initiate the direct deposit for your paychecks if you want to add money directly to your Venmo account. Follow these steps:

  1. Open the Venmo app.
  2. Go to the You tab.
  3. Select Direct Deposit from the Settings menu.
  4. Tap on the Show Account Number.
  5. Save the routing and account details.
  6. Use this information to fill out your employer’s direct deposit form.

Adding money to Venmo through direct transfer

After you provide the direct deposit information, it’s up to your employer to deposit funds into your Venmo account. It might take up to two pay cycles for the changes to take effect.

Once direct deposit is set up; your paychecks will be added to your Venmo balance.

Direct deposit is one of the ways to enhance Venmo account security for deposits because that may come from a trusted source. 


Venmo is a popular mobile payment application which can be used for sending or receiving money. While direct cash deposits into Venmo are not available, various ways to add funds to your Venmo account include bank transfers, direct deposit of paychecks, check deposits, and linking credit or debit cards. However, there are some Venmo deposit limits and fees, which you can know after connecting to Venmo support. 

Frequently Asked Questions

How do I deposit cash into Venmo?

You can not directly deposit cash into your Venmo account because no direct option is available. However, you can choose a bank transfer for the same.

Where can I load cash on my Venmo card?

You can load cash on your Venmo card by adding funds from your bank account, adding a debit or credit card, or going to participating stores to add funds.

Can I load my Venmo card at Walmart?

Yes, you can reload your Venmo card at Walmart; they will need the card details and may ask for a fee if you’re not their regular customer.

How do I add money to Venmo without a bank account?

You can then link a credit or debit card to add money to your Venmo account; you can also initiate the direct deposit option.

About Robert Fuller

Avatar photoRobert Fuller is a tech writer who simplifies complex concepts and helps readers stay up-to-date with the latest technology trends

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