How To Add Money To Venmo Without Bank Account? We all know that Venmo is a popular P2P application that has changed how digital transfers are done. Its speed, simplicity, and convenience have captured the hearts of users everywhere. Almost every Venmo user is satisfied with the service, but an important question frequently arises among Venmo users is that if they can add funds to Venmo without using a bank account. Well, if you’re also looking for the same, then here’s the good news, there are several alternatives to do so. You can utilize a debit card, a prepaid card, or the Venmo Mastercard Debit Card. Not only this, but you can visit certain locations like Walmart, Walgreens, and Dollar General allow you to load funds onto your Venmo card.
In this article, we will be talking about how you can add money to your Venmo without even using a bank account.
So without any late, let’s get started.
How to use Venmo, or How to get started with it?
It is quite obvious that the UI of the app is quite amazing, and now to get started with Venmo, first, download the app on your phone from PlayStore or AppStore. After which, you have to create an account using your email address or Facebook. After setting up, you can connect your Venmo account to your active bank account, debit card, or credit card, which lets you add money to your Venmo account easily. Also, making payments with Venmo is simple; all you need to do is just choose the person you want to pay, enter the amount, and click the ‘Pay’ button. Receiving money is just as easy, when you someone send you the money it goes into your Venmo balance, and you can use it for payments or transfer it back to your bank account.
Learn how to add a debit or credit card to Venmo with our step-by-step guide: How to Add Debit or Credit Card to Venmo.
Now, I hope you know how Venmo works; moving further:
How can I add money to Venmo without a bank account?
If you are a Venmo user, then you must already know that Venmo comes up with many alternatives for the features. And this includes adding funds to Venmo. You can do that by following the steps given below:
- For the very first, open the Venmo app and click on the three lines icon.
- Next, choose “Settings” and then “Payment Methods”.
- After that, you have to tap on “Add bank or card…” and select “Bank”.
- Then, enter your bank account number and routing number. Venmo will verify your account, which may include small deposits to your bank account.
- Once verified, go to “Manage Balance” and click “Add Money”.
- Then you have to enter the desired amount and confirm the transfer.
Please note that the transfer may take a few business days to complete. So this is how you can add funds to your Venmo account without using a bank account.
But wait, the question was:
How to add money without a bank account in Venmo?
The scenario of adding money to Venmo without a bank account is not common, as most people link their bank account and then add money. But what about without a bank account?
Well, that can be challenging for some individuals. However, there are alternatives available, such as using a debit or credit card or a even prepaid card. While navigating these options might not be as straightforward as linking a bank account, this guide aims to make using Venmo without a bank account easier.
Also, let me tell you that in order to add funds to your Venmo without a bank account, you can visit the Money Services desk and provide cash or use a debit card to load money in your Venmo account. Additionally, some stores like Walmart, Walgreens, and Dollar General offer the option to load funds onto your Venmo card.
What if nothing works? Well, in that case, you can proceed with other alternatives, include using direct deposit, check deposit, gift cards, or transferring funds from other apps like Cash App or PayPal via a common linked bank account.
I hope you get the solution to your question.
Now, let’s move to the final question, which is:
How to add money to Venmo with a debit card?
To be honest, adding funds to Venmo using a debit card is quite easy. In order to add money to Venmo without a bank account is to use a debit card. Venmo accepts various debit cards, including Visa, Mastercard, Discover, and American Express. Here’s how to do it:
- Open the Venmo app and tap on the hamburger icon.
- Select “Settings” and then Payment Methods.
- Tap on Add Bank or Card and choose Card.
- Enter your card details, that includes the card number, CVV, etc.
- Wait for Venmo to verify your Card, which may involve a small authorization hold.
- Once verified, you can use your Card for payments on Venmo.
So this is how you can add funds to your Venmo account without a bank account and by using a debit card. Also, keep in mind that you cannot transfer funds from your Card to your Venmo balance, and using a credit card will incur a 3% fee.
Now, let’s move to the conclusion.
So, in this article, we have discussed the process of adding money to a Venmo account without using a bank account. Apart from that, we got to know about the other ways of adding funds. Not only this, in the end, we talked about the process of adding funds by using a debit card.
Frequently Asked Questions
Q: Is it necessary to have a bank account to use Venmo?
No, you can create your Venmo account even without having a bank account, but you may not be able to use all the features of Venmo. So having a bank account is a good thing.
Q: How long does it take to add funds to Venmo using a debit card?
Usually, it is added to the account immediately, but in some cases, the funds may add at the same time due to server issues. So you should wait for 24 hours.
Q: It has been more than 24 hours; still, funds aren’t added.
Well, in that case, you need to contact Venmo support because the funds are stuck between Venmo and the bank account. In that case, they will get the exact status and will help you too.
Q: How can I talk to customer support?
See, you can talk to Venmo customer support by using email, live-chat, or toll-free numbers. The team will immediately assist you in the best possible way.